Privacy Policy

Last updated: July 10, 2026

Information you enter in the calculator

The calculator is designed to run in your browser. Calculator values may be stored locally in your browser so the fields can remain available when you return. Those values are not submitted to us by the calculator itself.

Information you submit

If you use a contact or newsletter form, we may receive the information you choose to provide, such as your name, email address, subject, and message.

Hosting, analytics, and advertising

Our hosting provider may process standard technical data such as IP address, browser type, device information, requested pages, and timestamps for security and operations. If analytics or advertising services are enabled, those providers may use cookies or similar technologies according to their own policies and applicable consent requirements.

Cookies and local storage

The site may use browser storage to remember calculator inputs. You can clear this data through your browser settings. Advertising or analytics providers may use cookies if those services are activated.

Data retention

We retain submitted messages only as long as reasonably necessary to respond, maintain records, prevent abuse, or meet legal obligations.

Children's privacy

This site is intended for adults planning for education expenses. We do not knowingly request personal information directly from children.

Your choices

You may request access to, correction of, or deletion of information you submitted by using the contact page. Some information may be retained when required for security, legal, or operational reasons.

Changes

We may update this policy as the site, vendors, or legal requirements change. The date above will reflect the latest revision.